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Florida state law, however says home insurers must offer residents protection for “catastrophic ground cover collapse.” So, if you’re a Florida resident with a. ![]() Should You Be Worried About Sinkholes? There’s currently a hungry sinkhole in Florida that’s consumed seven homes over the past month—the largest in the past 3. It’s a troubling sight, but how much should you actually worry about them? It’s National Preparedness Month, which means it’s time to make sure you’re ready for whatever life …Read more What Are Sinkholes? Sinkholes, as explained by the USGS Water Science School, are an area of ground that has no natural external surface drainage. As rain falls, the water accumulates in the sinkhole then drains into the subsurface, eroding the limestone, carbonate rock, salt beds, and other slightly soluble bedrock forming spaces and caverns below.
Eventually, there’s not enough support underground for the land surface and it collapses. Sinkhole sizes vary from being a few feet wide to covering hundreds of acres, often going more than 1. Some sinkholes retain water fairly well and become naturally occurring ponds. How Often Do They Occur? And Where? We don’t know how often they occur because there isn’t enough data on the natural phenomenon. Many happen in agricultural areas or locations where there aren’t any people to keep track, and there’s no national sinkhole database to check. Still, we do know where they occur most often. Sinkholes are most common in areas where the rock below the land surfaces is comprised of limestone, carbonate rock, and salt beds. Florida, Texas, Alabama, Missouri, Kentucky, Tennessee, Pennsylvania, eastern New York, Indiana, southeastern Minnesota, and parts of South Dakota, Wyoming, New Mexico, and Oklahoma. What Are the Warning Signs of Sinkholes? Sinkholes form very slowly, so they can be hard to predict, and there may be no warning signs at all. That said, keep an eye out for fresh cracks to the foundation in your home and other buildings, and watch for skewed door frames that won’t let your door shut properly. Other signs include a tree in your yard suddenly starting to lean to one side and cracks appearing in the ground outside. If you see those things, avoid the area and do not approach any cracks or impressions on the ground. Contact someone who can investigate the area safely. A stockpile of non- perishable foods can get you through an emergency—whether you're preparing…Read more Does Insurance Cover the Damages? Unfortunately, naturally occurring sinkholes are considered “ground movement,” which puts them in the same category as earthquakes. That means sinkholes are rarely, if ever, covered by your standard homeowners insurance plan. It may be an optional add- on with your provider, but if not, you’ll have to purchase a separate sinkhole- specific insurance policy. Florida state law, however says home insurers must offer residents protection for “catastrophic ground cover collapse.” So, if you’re a Florida resident with a homeowners insurance policy, you may already be covered. But it’s best to double check to be safe. And if you live in an area with former coal mines, you may be able to get mine subsidence insurance as well. Check your state’s department of insurance to see what kind of coverage is available to you. Disasters—whether in the form of natural disasters, tech emergencies, or a ripped seam in your only …Read more Should You Worry About Sinkholes? Not necessarily, but it depends on where you live. Most sinkholes don’t cause fatalities, but it is a possibility—especially if the collapse occurs direction underneath you without warning. If your home is any of the areas mentioned above, make sure you at least have insurance coverage for sinkholes. And you should always be on the lookout for the warning signs, even when you’re driving in those areas. Many injuries and fatalities occur when people accidentally drive into sinkholes in a road. For the most part, though, stay vigilant, make sure you’re always prepared for an emergency, and don’t worry too much about the Earth trying to swallow you up. Virginia Is Getting Rid of Its Vulnerable Voting Machines. Virginia’s Board of Elections voted unanimously to decertify all of the state’s touchscreen voting machines, which are considered by cybersecurity experts to be vulnerable to manipulation by hackers. The race is now on to replace the machines, which are used in 2. Virginia’s elections in November. Industry experts and and the state’s elections department have recommended that the touchscreen machines be replaced with ones that record votes on paper instead of only electronically, so the votes can be audited and verified.“The Department of Elections believes that the risks presented by using this equipment in the November General Election are sufficiently significant to warrant immediate decertification to ensure the continued integrity of Virginia elections,” commissioner Edgardo Cortes wrote in a letter to the Board of Elections recommending the change. Cortes cited the work of hackers at DEFCON, the annual hacking conference in Las Vegas, as influential in his recommendation. Security researchers at DEFCON this year were invited to hack voting machines, and they discovered security flaws in several models of touchscreen machines. The research prompted the Department of Elections to commission a security review of its touchscreen voting machines, Cortes wrote. Virginia’s move to decertify all of its paperless voting machines is a critical step toward securing its elections and acknowledging that post- 2. Barbara Simons, the president of the election security nonprofit Verified Voting, said in a statement. We all need to step up our game to secure our elections and restore voter faith that their votes will be counted as cast.”Touchscreen machines are still in use in several states, including New Jersey, Georgia, and Pennsylvania. |
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November 2017
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